8 Important Ways Homeowners Benefit From Using Real Estate Agents

Whether, you are a homeowner, who has decided, it’s time to sell his house, and relocate, or a potential buyer, seeking for the so – called, home of your dreams (the American Dream of home ownership), you will have the choice, of either, doing so, on your own, or using the services of, and being represented by a quality, experienced, professional, real estate agent. Some believe they will get a better deal, when they do so, on their own, because, there will be no, or fewer commissions. However, according to the National Association of Realtors, or NAR, homeowners, generally, net more, even after considering these, than those who do so, alone. Buyers also benefit because the right agent, has the local knowledge, to properly provide you, with relevant, professionally prepared, Competitive Market Analysis (or CMA), so you have a better idea of market value and the competition. With that in mind, this article will attempt to briefly, examine, review, consider, and discuss, 8 important reasons, homeowners benefit from using the right real estate agents, for their specific needs, and situation.

1. Local knowledge: Although markets, and times, change, in the vast number of circumstances, you will get your best offers, in the first few weeks, after it’s listed on the market. Therefore, pricing it right, from the start, often makes the difference, in a significant, major way!

2. Marketing expertise: The right agent, will create a customized, personal marketing plan, which addresses your specific residence and property, location, etc, as well as your priorities, needs, etc. There is no, one – size – fits – all, marketing process, so using a quality real estate professional, often makes a significant difference.

3. Agent’s network: Those who try to sell their house, on their own, often discover, they fail to attract as many potential buyers, as those using a professional. This is referred to, as an agent’s network, which includes the important tool, of listing the property, on the Multiple Listing Service, etc.

4. Hold client’s hand: The process of selling one’s house, is often, a stressful one, so using a professional, who has been through it before, and has a better idea of what to expect and anticipation, eases many of these stresses. Seek someone who patiently, is willing to, hold your hand, through the entire process.

5. Explanations/ expectations/ modifications: Rather than assuming or guessing, wouldn’t it help, to have clear explanations? Many homeowners have excessive or wrong expectations, and the individual, who represents you, must have the inner strength, to explain fully, his reasoning, and strategies. In addition, modifications, in terms of marketing, strategies, and pricing, are necessary, and someone with more experience and expertise, is far better positioned to guide you properly.

6. Convenience: Do you want to have to stick around the house, to show, the property, or wouldn’t it make sense, to hire someone, to do so, professionally? Open – houses, are only a small component in the overall strategy!

7. Negotiating: Professionally negotiating, on your behalf, benefits the client! Wouldn’t a professional, do a better job, in most cases?

8. From transaction stage, through closing: Hire someone who will be there for you, from the initial listing stages, showings, marketing, service, to the transaction stage, and then, until the closing, and house transfer is completed!

These are only 8 of the advantages of hiring the right person to represent your real estate needs. Focus on your needs, interview several, and choose, the right agent, for you!

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How Emigration and Expatriate Coaching Differs From Other Immigration Services

When choosing a professional to help you with your emigration there several options. Who do you give your hard earned cash to? Who can you trust to help with such a massive life changing move?

You will look for and get lots of information, opinions and advice along the way, although ultimately how ever much information you collect, no-one else can make those decisions for you. They can advise, tell you what they did, and however similar their circumstances, their decisions were based upon different priorities, and personalities so it is unlikely their decisions will be the same as yours.

When you want advice, or information get it for free on the internet, get coaching to turn that information into specific actions and decisions that are right for you.

Immigration and Migration Consultants

Controlled by a regulating authority in most countries. They offer advice about the types of visa, assess your circumstances for likelihood of success and will help you complete your visa application or do this for you. Give you advice about different areas, and may help with job search, financials and home buying. Fee based upon level of service.

Immigration Lawyer

A qualified lawyer is familiar with the legal processes on applying for and getting a visa for your chosen country. Will be able to advise you on documentation required, best route for obtaining a visa, prepare the applications for you, and communicate with the relevant immigration authorities. Fee based upon level of service.

Relocation Specialist or Realtors

Offer advice and information about moving, local amenities, neighborhoods, buying houses. In some cases they have first hand knowledge of emigrating themselves and understand the challenges you will face when you arrive. They may be able to find you temporary accommodation when you arrive, offer advice on insurance, bank account set up and many other services. Usually free with the understanding that you will buy a house through them once you find one.

Emigration and Expatriate Coach

Coaching is all about you and what is best for you. Not about getting a visa, selling a house, getting commission on your currency exchange. When you work with a coach the aim is to get the results you want. To take any issue or problem, view it from all aspects and create a solution. Like a sports coach who stands back to look at an athlete’s performance with an independent perspective. The coach points out what adjustments the athlete can make, challenges and encourages the athlete to achieve a higher level. So an emigration coach will help you gain clarity about what you want to achieve, help you identify what you could do, and will challenge you and support you to achieve the life you want.

Here are some examples of what coaching can help with:

  • What location will best suit you
  • What will you achieve by moving abroad
  • What tasks do you need to do before leaving
  • What are you going to take with you
  • How are you going to tell your family,
  • What action will help you settle most quickly,
  • What actions are going to help you find your dream job,
  • What will help you find your dream house,
  • What is on your to do list when you arrive,
  • What issue do you need to be prepared for after arrival,
  • What is your strategy to cope with homesickness,
  • How are you going to make new friends, create your new support network, . .

The aim of your coach is to empower you, maximise you potential and develop your self awareness so you can make the best choices and to create the ideal solutions for you.

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Animal Farm – George Orwell – Review Summary Notes

Animal Farm is one of the two greatest works of George Orwell, the other being 1984. Animal Farm makes satirical allegories of the totalitarian communism of Soviet Russia. The novel is regarded as one of the all-time bests ever written by any author.

Animal Farm is a novel of betrayed revolution. It presents the corruption that followed the revolution led by Lenin.

In Animal Farm, the characters are animals and human beings. Among the animals, many of them are pigs, who are more often than not rulers. Apart from pigs, we see three main horses, a donkey, a goat, some puppies, rats, the sheep (plural number), a raven, a cat and hens.

The animals are more allegorical than real. The interpretation of the meanings is often left to the reader, but generally the consensus is that they represent different classes. Again, the humans represent another class. Thus, the novel demonstrates multiple classes.

All animals are equal, but some are more equal than the others.

All animals are supposed to be of the same class, but in reality, some animals are of superior class.

Pigs: Old Major represents Lenin/Marx. He had introduced the animals to the song Beasts of England. Napoleon (allusion of Stalin), the villain, a Berkshire boar, gets more powerful gradually, with help of the puppies whom he uses as secret police. He drives out Snowball (allusion of Trotsky), from the farm and uses dogs to enforce his dictatorship. He changes the commandments to allow him have privileges such as eat on a table. He and the other pigs learn to walk upright and behave like those humans against whom they had revolted. Snowball, allusion of Trotsky, was working for the good of the farm and had won over most of the animals hearts, but was driven out by Napoleon and his dogs. Napoleon also had spread negative rumors on Snowball. Squealer (allusion of Molotov) is Napoleon’s minister of propaganda, and his main assistant for all practical purposes. He uses statistics to confuse the animals and show that they had improved quality of life, and the animals, with little memory of life before revolution, accept. Minimum is a poetic pig representing all the admirers of Stalin inside and outside Russia.

Humans: Mr. Jones, a heavy drinker, the disposed tsar. His attempt to recapture the farm is spoiled by the Battle of the Cowshed (Russian Civil War). Interestingly, Napoleon eventually becomes as much a drunkard as Jones. Mr. Frederick, the tough owner of Pinchfield, a neighboring farm, represents Hitler and his farm represents Nazi Party. Mr. Pilkington is apparently nice but is shrewd. He and Napoleon draw the Ace of Spades (the highest card in a card game) and begin a bad fight, symbolizing the tensions between US and Russia. Mr. Whymper (loosely alluring Western intellectuals) is hired by Napoleon to represent Animal Farm in the human society.

Horses: Boxer is the hardest-working entity in the animal farm. He is dedicated to the success of the farm. Boxer invests all his loyal, kind, dedicated self to the farm’s „good“ as portrayed to him by the farms leaders. His hoofs eventually splits and he is sent to death by Napoleon when he could not work any more (and Napoleon spread the rumor that he died peacefully in a hospital). „I will work harder“ was the motto of Boxer in any tough situation, and his brain-washed trust was shown by his maxim „Napoleon is always right“. Clover is Boxer’s companion. She works with Boxer and loves him and cares for him, and takes the blame on herself when Boxer splits his hoof. She is deeply respected by the three younger ones who eventually take Boxer’s role. Mollie is a third horse – a self-centered mare – who wears ribbons in her mane and eats sugar cubes (lives a life of luxury), and is pampered by humans. Later she leaves for another farm seeking better comfort.

Other animals: Benjamin, the wise donkey who could read also, represents the Jews and lives till the end of the novel. Muriel is a wise old friendly goat like Benjamin, but dies earlier in the novel from old age. The cat represents laziness, the rats represent some arbitrary people who roam around, the sheep represent the masses (and Napoleon manage the sheep such that he is supported and believed by them) and the hens represent the rich peasants. Moses is an old raven (bird) that sometimes visits the farm from Sugarcandy Mountain, a place where the hard-working animals go after death he claims. The puppies are the ones that Napoleon specially raises and makes a secret police out of them. They become one of the backbones of Napoleon’s power in the Animal Farm.

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Private Schools Around Wentworth Estate in Surrey

The Wentworth Estate village (in Virginia Water, Surrey) is one of the most exclusive residential areas in the world. It is the home of millionaires as well as one of the world renowed golf courses that shares its name: the Wentworth Golf Club.

With such exclusive residents of the Wentworth Estate or the remaining areas of Virginia Water, there is no shortage of private schools around the area. Here are some of the good private schools nearby:

Papplewick is as a prep school for 200 boys aged 6 to 13. By setting the bar high, Papplewick boys gain entry to the top UK senior schools including Eton, Harrow, Winchester, Wellington, Charterhouse, and Stowe.

St Mary’s Schools is a leading Roman Catholic boarding school for girls aged between 11 and 18 years set in 55 acres of beautiful grounds in the heart of Berkshire. They are a friendly, stable and caring community, proud of our academic and extra-curricular achievements and dedicated to bringing out the full potential of each of our 380 pupils.

Gordons School is listed as one of Britain’s outstanding schools by Her Majesty’s Chief Inspector, Gordon’s is a unique non-selective state boarding school that recognises that a good education is not just about outstanding examination results but a thorough preparation for life. Gordons is one of Britain’s most academically successful state schools.

Heathfield is a leading, all-boarding school for girls aged 11 to 18 years old. The school is set in 36 acres of magnificent grounds, and conveniently situated in Ascot. The school is fully equipped with all the teaching, sporting and leisure facilities required to make education a challenging and positive experience.

The Marist The establishment of a boarding and day school in the Berkshire village of Sunninghill by the Marist Sisters was a direct result of the German air offensive against London in the early 1940s. Today the Marist Schools are independent Catholic day schools for girls aged 2½ to 11 and 11 to 18 years. Both schools are situated within 55 acres of woodland on one site.

Hall Grove The school occupies a unique site, with lots of open space, parkland and woodland. The school started with just 6 pupils. The property was in near derelict condition and had been empty for over two years. Today, it is a vibrant, happy community of over 400 boys and girls with an outstanding reputation for academic, musical and sporting success.

Coworth Flexlands is a preparatory day school and nursery set in 13 acres of countryside on the Surrey and Berkshire borders near Chobham. They provide places for 160 girls with boys being accepted into the nursery between the ages of 3 and 5 years.

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What Is Spuds?

Spuds is what REALTORS call the Seller Property Disclosure Statement (SPDS). It is a multi-page document that sellers typically provide with information about the house and all its major systems (e.g. air conditioning, plumbing, roof, etc.).

In Arizona, sellers are required to disclose any material fact they are aware of regarding the property. The SPDS is a form created by the Arizona Association of REALTORS (AAR) to standardize the way sellers disclose material facts about the property.

The standard AAR Residential Purchase Contract has a provision requiring sellers to provide SPDS to buyers within 5 days of contract acceptance. Buyers have until the end of the inspection period or 5 days from receipt of the SPDS (whichever is later) to provide notice of any disapproved items disclosed in the SPDS.

Contrary to what many people think, the SPDS is not required by law. It is only a provision in the standard AAR Residential Purchase Contract. The law requires sellers to disclose material information. Sellers can do it in any other document they choose.

The other common myth about the SPDS is that once the seller provides it, he has no further obligation to disclose new material facts. That could not be farther from the truth. Seller’s obligation to disclose remains during the whole escrow period. If seller becomes aware of a material fact that was not originally disclosed, he has an obligation to disclose and give the buyer 5 days to review and provide notice of disapproved items. This is typically done through issuance of a revised SPDS.

Many sellers will not accept contracts that require them to provide a SPDS and they will ask buyers to remove the provision from the contract. Banks selling foreclosures will typically ask buyers to waive SPDS based on the claim that the bank has limited knowledge about the property. One important thing to remember is that even when SPDS is waived, the seller still has the obligation to disclose all material facts.

Your REALTOR should review the SPDS, its importance, and implications when sellers ask buyers to waive SPDS. Buyers should understand all the ramifications and make an informed decision whether they are willing to waive SPDS or not.

And before I close this article I would like to leave you with a thought. If you are a seller, I would strongly encourage you to prepare a SPDS when you put the property on the market. You can even make the document available for prospective buyers. It will show them that you are on top of your obligations and that if they decide to submit an offer you will not cause any delays to the process. Very few sellers do that and it usually has such a positive impact on potential buyers. If you do that when you list the property, once you accept an offer all you have to do is re-read the document and make sure that it is still valid and up-to-date. Ask your REALTOR to help you fill the SPDS as soon as possible.

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Buying a Home – How to Save More Time With the Process

Buying a home doesn’t need to be a one man job. A person who wants to buy a home has the option of getting himself a realtor to make the job light and be able to find a home faster! If you don’t know, more successful realtors believe that the key to get want you want in real estate whether you are buying or selling a home is hiring a great realtor.

Agents can provide services that non-real estate agents can’t provide. They specialize about knowledge in real estate business which makes them the right group of people to ask for advices. The good news is agents are not hard to find. There are agents in almost every city. You can make a quick search in the internet to find out the list of real estate companies and real estate agents.

When hiring an agent, be sure to hire who has a good record, and I mean someone who have done many transactions and closed deals with clients. That alone shows that d he has the great qualities of a great agent. He is someone

1. Experienced

2. Professional

3. Reliable

4. Trusted

5. Has networks of people

6. Has a set of strong marketing skills

There are people who don’t want to hire an agent because they think that agent will cost them more. What they don’t know is having an agent is a great advantage. In fact, when you have a great realtor, it is like saying you found a great agent so you are half way to your home ownership! Here is the list of services they provide in behalf of you:

• Agent does the task of finding you a home to become a light task.

• Agent provides market appraisals of properties.

• Agent Negotiate the sale of properties. This is the very reason why you need an agent. They know better how to negotiate with the clients.

• Agent answers your questions and other concerns.

• Agent can help you not to have your time wasted on clients who could never qualify for your place in the first place.

• Agent could make recommendations when it comes to the home selling or buying pricing. Your agent knows better what price is right and what is not! This will save you more time, effort and money!

Finding your perfect home doesn’t have to be a challenge. Just take your time and follow these guide lines.

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5 Tips for First-Time Home Buyers

If you are a first time home buyer, you may want to have the right strategies to save a down payment, apply for a mortgage, and buy a house that you desire. Just like any large project, you need to get the details right for a successful home buying experience. With these steps, you can navigate the process and get a great deal. Given below are some of the tips that can help you purchase the best home. Read on to find out more.

1. Start Saving as Early as Possible

Make sure you start saving as soon as possible. This way you will have plenty of money to spend on the best house. You need money for making a down payment and meeting closing costs and move-in expenses. Generally, the down payment is 10% of the full value of the property.

2. Decide on your Budget

Find out how much you can spend on the property prior to starting your search. You can use an affordability calculator in order to set a price range on the basis of a lot of factors, such as your credit rating, down payment, and income, just to name a few.

3. Work with a Real Estate Agent

Working with a reliable real estate agent can help you check out homes that can meet your needs. They can make it easier for you to negotiate with sellers and get the best deal possible. You may also want to get referrals from other home buyers. We suggest that you interview at least five agents and ask them for references. Make sure that the agent has at least 10 years of experience in the field.

4. Go for the Right type of House

You may want to compare the advantages and disadvantages of different types of properties based on your budget and lifestyle. Unlike a single-family home, a townhome or condominium can be a much better choice. Another great option that you may want to consider is a fixer-upper. They come with lower price tags. But you may want to set some money aside for remodeling these properties.

You may want to consider your long-term needs, especially if you are planning to expand your family. In other words, you may want to purchase a house that has additional rooms.

5. Stick to your Budget

You may not want to spend more than what you can afford. Therefore, it is not a good idea to spend more than what you can payback. This is important if you want to avoid financial stress in the future. It is better that you consider properties that are priced lower than your maximum budget.

Long story short, if you are a first-time home buyer, we suggest that you follow these steps and you will be able to buy your first home without getting into trouble. Just make sure you have set a budget and taken into consideration all the important pointers given in this article.

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4 Benefits of Using a Multiple Listing Service

Today, realtors strive to make selling homes for potential sellers as feasible as possible. They have invested millions of dollars in developing Multiple Listing Services (MLS) and other technologies that facilitate efficient transactions. Through the MLS, brokers are able to share information on their property listings with other brokers who get compensated when they produce a buyer. Even though the real estate market is competitive, this arrangement has allowed competitors to cooperate in order to benefit the sellers.

1. Increased Exposure to Property

With MLS, sellers do not need to struggle to get potential buyers to see their property. Instead, the service lists their property, which is viewable to thousands of home seekers who visit the sites. Brokers cooperate with other brokers to list the property on multiple sites. This allows sellers to use a platform that was created by realtors for realtors to leverage a wide market for their property. In the long run, this helps to reduce unnecessary fees.

2. Sellers Can Relax

In the past, sellers used to work with several brokers and realtors when selling a property. This proved to be daunting, especially when making follow-ups and meeting potential buyers. This is no longer the case. With MLS, you take the photos of the property and upload them to the site. This allows buyers to get a picture of the property before a visit. Most providers allow the listing to remain on the site up to 6 months until the seller gets a buyer.

3. Professional Legal Help

There are legal aspects that are involved in selling a property and it is important to get everything right. Any issue could lead to delaying the sale of the property or not selling it at all. There are agreements to be signed that highlight the estimated price, advertising costs, commissions and agreement duration. A multiple listing service helps sellers to understand and meet some of these requirements to ensure a hassle-free sale. They also can help in unique cases such as where a divorce is involved.

4. Guaranteed Seller’s Privacy

MLS are maintained for real estate professionals to assist their clients with buying or selling a property. The participating brokers provide the data of the listings to the public free-of-charge. In such cases, the data is useful to the sale of the property and the buyer may want to access it. However, there are some cases that sellers may want to limit access to certain information such as personal contact information and the times when the property is vacant for showings. The service ensures that the seller’s information is not shared without permission.

Multiple Listing Services are a true reflection of the competition and innovation that exists in the real estate market. These services have help to ensure sellers can advertise their property to a wider audience. It is safe, easy and convenient for both sellers and buyers. There are different business models, such as full service and limited service, that MLS use, and a seller can choose an option that they deem best.

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Tips To Find the Best Homes For Sale

Are you on the verge of buying a new home in the city? It can be a thrilling episode altogether if you’re planning to change the neighborhood or moving to a new city. The townhouses stand to be a favorable choice for most property buyers interested to move to cities. The traditional narrow and terraced houses with more than two to three floors are good choices for families looking forward to budget homes. Again, investors consider buying such properties for their future benefits. But, if you and your family are excited to get a new residence in the town, few suggestions might help you.

Make your priority list

If you have a family with you, then you guys should sit along and discuss the priorities based on which choose the townhouse. For instance- a single person’s apartment differs from that of a family. If you are a family person with one or more kids, you need sufficient space for the children. You’ve to think about the future when your kids will grow up and will seek individual rooms. If you have are intending to buy this property as your permanent address, you have to consider the future. Moreover, you need some extra space, if you’ve pets along with you.

Stick to the additional features

Along with the spacious rooms and the living area for the family, you might have the interest in some special and additional features. It might include the number of balconies, how the rooms are faced, whether the rooms are receiving ample light and air and so on. If you have kids, you need to buy an airy home that receives ample sunlight and fresh air. You can also have a preference of choosing a sea facing or a riverside property so that you can enjoy the view from your townhouse.

Location matters

The location has a very important role to play when you are looking for the house. You gave to stick to the priorities and the location that might also include the priority list when you are about to choose a new residence. Make sure the area has easy access to the marketplaces, gas stations, medical stores, hospitals etc.

Take the help of a reliable real estate agent to find the best homes for sale in your preferred location. Make sure, the professional has the reputation of having the most updated property listing in the area. Besides, the agents help throughout the whole process of selecting and buying the house.

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How To Find The Right Townhouse For Sale

Are you looking for the right townhouse for sale? Then you’ve reached the right stop. The realm of real estate is always a complex chapter if you are less informed or not properly guided. There can be various reasons for your initiative to buying a new house. It can be your new residential address or you can also invest in the property for a better future benefit. Whatever may be the reason, this article will offer you a couple of few ideas to find the right townhouse for sale that you are looking for.

Consider your budget

Budget is one the top most significant things that you’ll have to consider first when you are about to invest a huge sum of money for buying a new house. If you’re already prepared with your own money, then the purchasing process can be less hazardous. But if you’re looking for financing options it may take some more time but it is also a sought after option. In fact, there are reliable agents that help in availing the finances quickly for people like you interested in buying a new townhouse.

A suitable location

On the next step, you should be specific about the location. You must have the preference about purchasing the house whether in the city center or at the remote neighborhoods of the town. Depending on your preference, you should let the real estate agent find you the exact townhouse you are looking for.

Consult a real estate agent

Having an expert real estate agent by your side can be a huge support. With the professional assistance of the service provider, you can experience a hassle-free episode of buying a townhouse of your choice. Actually, the matter doesn’t end with finding a house and buying it. It is a whole process garlanded with a series of „things-to-dos“. After choosing a house, you need an expert lawyer for preparing the papers along with checking the background of the property. Some official jobs are there too for which you need expert help. With a real estate agent, the whole chapter can be less complex and difficult as you anticipate.

You can look for the new properties or the foreclosed townhouses depending on the location, price, and other priorities that you and your family have decided while buying the new home. Therefore, these are some of the most sought after ways to find the right townhouse for sale.

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